With promotional financing from Ocean Furniture, major purchases don’t have to wait. Get what you want now and pay over time.*

How it works:

Applying is convenient, fast and safe!

• Fill out a secure online application.
• You’ll get an instant credit decision after you submit the application.
• If you’re approved, you’ll receive a temporary account number so you can start shopping right away.

*Subject to credit approval.

With promotional financing from Ocean Furniture, major purchases don’t have to wait. Get what you want now and pay over time.*

How it works:

Applying is convenient, fast and safe!

• Fill out a secure online application.
• You’ll get an instant credit decision after you submit the application.
• If you’re approved, you’ll receive a temporary account number so you can start shopping right away.

*Subject to credit approval.

Big purchase or unplanned expense? Snap Finance can help. 

Snap offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is easy, and you’ll find out in seconds if you’ve been approved.

To apply, you’ll need to:

• Be of legal age to enter into a contract
• Have a steady monthly income
• Have an active checking account
• Provide a valid email address and phone number 

That’s it! You can apply online or we can help you in-store. Snap offers flexible payment options that fit your pay schedule, so it’s convenient too! With approvals up to $5,000 – get what you need today with Snap!

Pay over 3, 6, or 12 months. Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Checking your eligibility won’t affect your credit score, and you’ll get a decision right away.

For a $500 purchase, here's what you might pay:

• 3 months - $173/mo - Interest (20% APR) $18 - Total $518
• 6 months - $89/mo - Interest (20% APR) $30- Total $530
• 12 months - $47/mo - Interest (20% APR) $57- Total $557

Your rate will be between 0–36% APR. This is just an example.

Sample calculation can be found at the product page.

Pay in full at checkout or split your purchase into 4 equal installments. Shop Pay Installments allows you to pay for orders between $50 USD and $1,000 USD in 4 interest-free installments.

Make debit or credit card payments every two weeks or turn on automatic payments.

Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

With promotional financing from Ocean Furniture, major purchases don’t have to wait. Get what you want now and pay over time.*

How it works:

Applying is convenient, fast and safe!

• Fill out a secure online application.
• You’ll get an instant credit decision after you submit the application.
• If you’re approved, you’ll receive a temporary account number so you can start shopping right away.

*Subject to credit approval.